The VA number will be registered to Ayolinx and Acquirer will inquiry to our side when the customer make payment at the acquirer channel (ATM, mobile banking, internet banking, etc.). 3 Interact ways: a. Ayolinx Generated VA: The VA number is generated by Ayolinx. Suitable for e-commerce business model. b. Merchant Generated VA: The VA number is generated by Merchant. Suitable for top up business model. c. Direct Inquiry: The VA number is registered on merchant side and Ayolinx will forward Acquirer inquiry request to merchant side when the customer make payment at the acquirer channel (ATM, mobile banking, internet banking, etc.).